Employee Benefits Resource Center
Employee Benefits Resource Center
THIS IS A REQUIRED ENROLLMENT.
You must complete the enrollment process, even if you're not electing benefits.
Enrollments must be completed in Employee Navigator before Monday, 12/08.
2026 Employee
Benefits Enrollment
Tuesday, 12/02 - Monday, 12/08
THIS IS A REQUIRED ENROLLMENT.
You must complete the enrollment process, even if you're not electing benefits.
Enrollments must be completed in Employee Navigator before Monday, 12/08.
2026 Employee
Benefits Enrollment
Tuesday, 12/02-Monday, 12/08
THIS IS A REQUIRED ENROLLMENT.
You must complete the enrollment process, even if you're not electing benefits.
Enrollments must be completed in Employee Navigator before Monday, 12/08.
2026 Employee
Benefits Enrollment
Tuesday, 12/02 - Monday, 12/08
What’s New This Year?
Updates and Enhancements to Your Estep & Co Benefits
NEW - Co-Pay Medical Plan Option
In addition to the existing High Deductible Health Plan (HDHP), we’re introducing a new Co-Pay Medical Plan. This option offers predictable, fixed copays for common services like doctor visits and prescriptions.
NEW - Direct Primary Care Plan
Direct Primary Care (DPC) is now available for those who want convenient, affordable access to basic care. This program provides members with primary care, urgent care, and virtual care visits—all at an affordable per paycheck cost.
$0 Virtual Care with Recuro Health
Your plan's virtual care provider is now Recuro Health. If you elect the HDHP or Co-Pay Medical Plan, you can now access care 24/7, online or by phone, at no cost. You pay $0 to connect with a Recuro provider.
No Cost Lab Services
If you elect the Co-Pay Plan, labs services at Quest Diagnostics and Alverno Labs are now covered at 100% with no cost to you. If you elect the HDHP, you must first meet your deductible, then labs at Quest and Alverno are covered at 100%.
ScriptSourcing Drug Program
Your medical plan now requires all specialty medications to be filled through ScriptSourcing. When obtained through ScriptSourcing, all covered specialty prescriptions are provided to you at $0 cost.
NEW - Regenexx
Regenexx is now available as an option for employees seeking treatment for orthopedic conditions. On the Co-Pay Plan, Regenexx is fully covered at 100%, and on the HDHP, Regenexx is covered at 100% after your deductible is met.
NEW - Co-Pay Medical Plan
In addition to the existing High Deductible Health Plan (HDHP), we’re introducing a new Co-Pay Medical Plan. This option offers predictable, fixed copays for common services like doctor visits and prescriptions.
NEW - Direct Primary Care
Direct Primary Care (DPC) is now available for those who want convenient, affordable access to basic care. This program provides members with primary care, urgent care, and virtual care visits—all at an affordable per paycheck cost.
$0 Virtual Care - Recuro
Your plan's virtual care provider is now Recuro Health. If you elect the HDHP or Co-Pay Medical Plan, you can now access care 24/7, online or by phone, at no cost. You pay $0 to connect with a Recuro provider.
No Cost Lab Services
If you elect the Co-Pay Plan, labs services at Quest Diagnostics and Alverno Labs are now covered at 100% with no cost to you. On the HDHP, you must first meet your deductible, then labs at Quest and Alverno are covered at 100%.
ScriptSourcing
Your medical plan now requires all specialty medications to be filled through ScriptSourcing. When obtained through ScriptSourcing, all covered specialty prescriptions are provided to you at $0 cost.
NEW - Regenexx
Regenexx is now available as an option for employees seeking treatment for orthopedic conditions. On the Co-Pay Plan, Regenexx is fully covered at 100%, and on the HDHP, Regenexx is covered at 100% after your deductible is met.
Learn More
Learn More About Your Benefits
Review the 2026 Benefits Guide
Review the 2026
Benefits Guide
*ATTENTION SMR Technicians–Contact HR or your manager for a copy of your Benefits Guide. The guide linked here is for all other employees.
*ATTENTION SMR Technicians–Contact Human Resources or your manager for a copy of your Benefits Guide. The guide linked here is for all other employees.
Watch the Benefits Presentation
Review the 2026 Benefits Guide
Review the 2026
Benefits Guide
*ATTENTION SMR Technicians–Contact HR or your manager for a copy of your Benefits Guide. The guide linked here is for all other employees.
*ATTENTION SMR Technicians–Contact Human Resources or your manager for a copy of your Benefits Guide. The guide linked here is for all other employees.
Watch the Benefits Presentation
COMING SOON!
Download a copy of the 2026 Benefits Guide or watch the benefits presentation.
*ATTENTION SMR Technicians–Contact HR or your manager for a copy of your Benefits Guide. The guide linked here is for all other employees.
Enrolling in Benefits
Elect Benefits and Access Plan Information in Employee Navigator
New to Employee Navigator?
If you have not previously accessed Employee Navigator, click Get Started in Employee Navigator, then follow the instructions to create your account and complete your benefit elections.
The Company Identifier is: EstepandCo
Need more detailed instructions? Click I Need More Help.
New to Employee Navigator?
If you have not previously accessed Employee Navigator, click Get Started in Employee Navigator, then follow the instructions to create your account and complete your benefit elections.
The Company Identifier is: EstepandCo
Need more detailed instructions? Click I Need More Help.
New to Employee Navigator?
If you have not previously accessed Employee Navigator, click Get Started, then follow the instructions to create your account and complete your benefit elections.
The Company Identifier is: EstepandCo
Need detailed instructions? Click I Need More Help.
Already have an Employee Navigator account?
If you have previously created your Employee Navigator account, click Login to Employee Navigator, enter your username and password, then proceed to complete your benefit elections.
If you cannot remember your login information, click Forgot Username or Forgot Password on the login page.
Already have an Employee Navigator account?
If you have previously created your Employee Navigator account, click Login, enter your username and password, then proceed to complete your benefit elections.
If you cannot remember your login information, click Forgot Username or Forgot Password on the login page.
Already have an Employee Navigator account?
If you have previously created your Employee Navigator account, click Login to Employee Navigator, enter your username and password, then proceed to complete your benefit elections.
If you cannot remember your login information, click Forgot Username or Forgot Password on the login page.
Need Help?
Who to Contact When You Need Support or Guidance
Human Resources
Benefit Innovations
Human Resources
Benefit Innovations
Human
Resources
Parker Barrett
Jeni Moffatt
Benefit
Innovations
Hannah Pipes
Michelle Hood
Amber Blevins
Plan
Partners
Click here to access a full list of all contacts for your plan's benefit partners.
*ATTENTION SMR Technicians–Contact HR or your manager for a copy of your Benefits Guide. The guide linked here is for all other employees.
Plan Partners
Click here to access a full list of contacts for your plan's benefits.
This is not a complete description of all benefits, exclusions, and plan provisions. Refer to the official plan document for benefit specifics. This information is for reference only and does not guarantee benefits, coverage, or your acceptance to any plan.
